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Why This Charm Necklace Is My Most Complimented Accessory

Plus, 12 editor-vetted picks to shop now.

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Growing up, I had these two fabulous older cousins. Their mom had bestowed each of them with a gold bracelet to collect charms on throughout their lives. It always struck me—and still does—as terribly chic. When I got my first real job out of college, I bought myself a necklace chain to start my own collection. Since then, it’s grown quite illustrious, and it’s the single item I own that garners the most compliments. Long story short, I’ve been preparing to judge the best charm necklaces for years.

I usually treat myself to a new charm for milestones or meaningful moments—a graduation cap, a key, an initial—that kind of thing. The result is a piece of heirloom jewelry that is not only interesting to look at but that also tells a story that’s unique to me. But that said, there are also a whole lot of pre-designed options that offer the funky, eclectic look without requiring years of curation. Personally, I’ve made room in my jewelry box for both. Whichever you prefer, I’m breaking down the best charm necklaces to shop now, below.

Under $50

Free People Maxamillion Charm Necklace

Maxamillion Charm Necklace

Every time I see someone wearing a fabulous charm necklace, they tell me it’s from Free People. Say no more!

Mixed Metals

Marc Jacobs Grunge Glam Charm Necklace

Grunge Glam Charm Necklace

I’m calling it now: Mixed metals are coming back.

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Cluster Style

Catbird Memento Custom Gold Charm Holder Necklace

Memento Custom Gold Charm Holder Necklace

Catbird is doing amazing things when it comes to charms. Pick from a wide range of chains and styles, including these cluster holders for those who don’t like the traditional look of spaced out charms.

Pre-Curated

Elizabeth Cole Dakota Necklace

Dakota Necklace

Elizabeth Cole offers the look of something you spent years collecting and putting together yourself, sans any of the actual work on your part.

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Pearly Duo

Roxanne Assoulin The Happy Cord Charm Necklace Duo

The Happy Cord Charm Necklace Duo

Anyone and everyone who knows jewelry, knows Roxanne Assoulin. I’m obsessed with her corded styles and use of color.

Three Piece

Zara 3-Pack of Charm Necklaces

3-Pack of Charm Necklaces

I genuinely just bought this for myself, not kidding.

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Pop of Color

By Anthropologie Multi-Color Cord Charm Necklace

Multi-Color Cord Charm Necklace

How cute and fun for summer!

Heart Locket

Ben Amun Gold-Plated Charm Necklace

Gold-Plated Charm Necklace

Bring back the lost art of locket necklaces with this luxe pick from Ben Amun.

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Silver & Sculptural

Mejuri Base Chain Convertible Necklace

Base Chain Convertible Necklace

I’m typically a gold gal, but I might have to make an exception for this one.

Summer Staple

Notte Hydra Glow Necklace

Hydra Glow Necklace

It’s sardine girl summer, apparently, and this is the perfect necklace for all your beachy outfits

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Make It Yours

BaubleBar Custom Cluster Charm Pendant

Custom Cluster Charm Pendant

For variety that won’t break the bank, BaubleBar is where it’s at.

Luxury Item

Adina Reyter Groovy Italian Chain Initial Heart Necklace

Groovy Italian Chain Initial Heart Necklace

No one has been doing charms as well for as long as Adina Reyter has been. If you want to treat yourself (or someone else), look no further.

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